Tuesday, July 30, 2013

Look of the day ...

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                                                                                             boots: isabel marant,
                                                                                             shorts: bershka,
                                                                                             blouse: zara,
                                                                                             belt: accessorize,
                                                                                             sunglasses: ray ban,
                                                                                             bracelet and watch: morellato,
                                                                                             ph. me


After I made a new board on the Pinterest, "Match me", I decided to make my own version of it on the blog too.:) It will be something that I already wore or that I planned for the upcoming days. It can be inspiration for you or reminder for me for the regular outfit posts.
What do you think about this one? Would you add something or not? Would you wear it? :)



Barclays £12.8BN Hole

Barclays has gone cap in hand to its shareholders today for £5.8BN via a rights issue, in order to help it plug a £12.8BN capital shortfall arising from the new Prudential Regulation Authority (PRA) imposed safety buffer.

The Telegraph reports that rights issue will allow existing investors to buy one new share for every four they currently own at a price of 185p, a discount of 40% to they bank's closing share price yesterday. 

Barclays will also issue £2BN of bonds that are turned into shares or wiped out if the bank gets into trouble.

Additionally in its six months results for the first half of this year, Barclays has set aside £1.35BN against further PPI claims, bringing its total compensation fund to just under £4BN, and a further £650M for interest rate swap redress, increasing its provision to £1.5BN.

Barclays chief executive Antony Jenkins is quoted by the BBC, in a dig at the PRA, warns that plugging the hole will have a negative impact on the economy:
"It means Barclays will provide fewer financial transactions to big companies, life insurers and pension funds, inter alia, to help those giant institutions reduce their risks. And to be clear that will represent a tightening of credit for those customers, so there may be a negative economic impact."
Barclays share price is currently down 7% on the day.

Monday, July 29, 2013

Ever Rising Energy Bills

Ed Davey, the Energy Secretary, has pleaded with energy companies to explain their profits ie to be more "transparent".

Ofgem has also been criticised in a report by MPs on the Energy Committee, for failing to do enough to tackle profiteering by energy companies.

That's all very well, up to a point. However, the MPs seem to forget that taxes and green energy surcharges also add to the financial burdens of the hapless energy consumers.

Thursday, July 25, 2013

UK Economy Grows By 0.6%

The UK economy grew by 0.6% in the second quarter compared to the first three months of the year, according to the Office for National Statistics (ONS).

George Osborne tweeted the following reaction:
"GDP stats better than forecast.Britain's holding its nerve, we're sticking to our plan, the economy's on the mend.But still a long way to go"
However, as I always caution, when it comes to ONS statistics never trust them. They are always out of date and subject to revision.

In the meantime whilst people crack open a can of lager to celebrate the modest signs of economic recovery in the UK, let us not forget that China frets when growth bumps along at a "mere" 7%!

Wednesday, July 24, 2013

Got to play it right ...

                                                                                                CLICK TO SEE MORE


                                                                                              sandals: zara,
                                                                                              jeans: bershka,
                                                                                              t-shirt: new yorker,
                                                                                              belt: mango,
                                                                                              bracelet: morellato,
                                                                                              watch: morellato,
                                                                                              ring: parfois,
                                                                                              sunglasses: ray ban,
                                                                                              ph. Maja

New favorite sandals, old but still good jeans and t-shirt with numbers were my choice for Monday. Do you like it?
I'm in the mood for some dancing, so press PLAY! ;)

Local Lending Data For 10,000 Postcodes

The government have announced that the UK’s biggest lenders will reveal how much they lend at a local level across 10,000 postcodes.

The new data, published for the first time by the end of this year, will allow businesses and the public to see how the banking and building society sectors are serving the wider economy, and in what areas of the UK there less lending.

The data will be published by the British Bankers’ Association (BBA) and the Council of Mortgage Lenders on a quarterly basis and show the outstanding stock of lending that has been committed to customers across three categories:
  • loans and overdrafts to SMEs
  • mortgages
  • unsecured personal loans (excluding credit cards)
Each postcode will be broken down by category to show the exact lending being made to each.

All very well maybe, but why delay it until the end of the year?

RBS Fined £5.6M

RBS has been fined £5.6M by the Financial Conduct Authority (FCA) for "incorrectly reporting transactions they made in wholesale markets".

Seemingly, between 2007 and 2013, RBS either didn't report or incorrectly reported approximately 45 million transactions!

Tuesday, July 23, 2013

Fun ...

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                                                                                                ph. Slava Micic

Some of the Sundays look just like this: comfy shoes or in my case boots, bag on the shoulder, great company, tasty food and lots of laugh!
During the last weekend Jelena and I were with lovely and super talented girl Slava Micic (you gotta check her blog and instagram @slavamicic, you will love it too). We were showing her one part of Belgrade, new places, cafes and some old streets. While we were talking, Slava caught these moments and I wanted to share some of them with you (you can find more Here).  And they are damn good! I'm totally in love!
Someone said "give girl a camera or two and she will be happy" or this quote doesn't exist at all, but it's true!  ;)


China's 7% Bottom Line

China's Premier, Li Keqiang, has underpinned global markets by stating that China’s “bottom line” for GDP growth is 7%, and the nation can’t let growth go below that.

Seven percent is not too shabby at all!

I would note that had a similar statement been issued by the ECB, wrt there being a bottom line for growth for the Eurozone (albeit with a bottom line of growth of far less than 7%), no one would have believed it!

Monday, July 22, 2013

What's In My Bag ...

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                                                                                              ph. me


In my previous non-blogger-chaotic-but-I-still-love-it life my bag would look like this. Perfectly organized, with so many things inside. Nowadays, I can barely do something beside the work, so my bags are in pretty mess.
And what I'm carrying lately, you can see on the photos. Tissues, wallet, documents, keys etc. are not photogenic so you will excuse them. :)
Shall we start:
1. the first and the most important thing is definitely the phone. Life without capturing every precious moment isn't interesting at all!
2. Hand fix - when my hands start crying because of the fact that I don't even spent one hand cream package for a whole year, I give them an instant scrub and moisture with this super set.
3. Red lipstic - if I were a girly girl, you would see me with sophisticated lips more often, but I love the fact that this matte color is in my bag.
4. Morellato - bracelet is definitely one of my favorite jewelry pieces lately, and I'm not wearing it in my bag, it's just on the photo to fulfill the place, usually I wear it on my hands. ;)
5. Raen sunglasses - to sleep while nobody can notice you.
6. Bourjois - loose powder to prevent the shiny face and last but not least
7. Duracell USB charger - which I got thanks to Duracell.  It comes as a super great help when you see that awful sign "battery low". For those who are constantly on the go it offers a convenient and affordable solution to charge your device on the go. And my favorite place to do that is in my bag, while I'm doing so many things during the day! It's compatible with smartphones and devices that have a micro or mini USB port and it can charge my smart camera too. Perfect for all the girls and boys who are madly in love with their gadgets and can't stand empty batteries. :) 
Soon I will show you updated post with my favorite make up and skin care products, Sunday in Belgrade (with lovely bloggers guest) and new outfit post! :)
 Stay tuned!




Monday, July 15, 2013

Chinese Growth Falls To 7.5%

As expected China's economic growth slowed to 7.5% in the second quarter of the year.

The Chinese statistics bureau said the slowdown was partially due to deliberate efforts for structural reform and that a slower pace of growth was preferable in the long term.

Sheng Laiyun, spokesman for the National Bureau of Statistics, is quoted by the Telegraph:
"Some measures, including the intensified property tightening campaign, new rules to curb misuse of public funds and the exit some previous stimulus policies, will inevitably have some impact on growth in the short term, but they will benefit our economy in the long run."
Were this any other country such a rate of growth would be considered to be excellent.

The reality is that exceptional levels of growth, such as this, cannot continue indefinitely. Given the size of China and its economy, growth in excess of 7% isn't too shabby at all.
 

Sunday, July 14, 2013

Turn up the music II ...

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                                                                                       boots: zara,
                                                                                       shorts: bershka,
                                                                                       shirt: stradivarius,
                                                                                       shirt: thanks to sheinside,
                                                                                       sunglasses: ray ban,
                                                                                       watch: michael kors,
                                                                                       bracelets: accessorize,
                                                                                       rings: parfois, from turkey,
                                                                                       bag: V73
                                                                                       ph. Maja

Well, it was a hella shit week and that's the main reason for not giving you any update! Pardon my French, but girls needs to type these bad words somewhere occasionally!:) I manage to survive thanks to the weekend short trips and hanging out with my family and three fluffy angels. Batteries are charged to the one green line so here I'm again!
Boots and shorts, plaid shirt and lots of small jewelry pieces. Simple as that!
Do you like it?

p.s. thank you for your lovely comments  I will definitely continue with the recipes! :) Now I'm off to reply to all of your questions!




Wednesday, July 10, 2013

One In 20 Households Rely On Payday Loans

The Telegraph reports that the Aviva Family Finances Report published today notes that one in 20 households is "relying" on payday loans to get by.

Two weeks ago the Office of Fair Trading referred the £2BN industry to the Competition Commission, after uncovering evidence of "widespread irresponsible lending".
Last week the Financial Conduct Authority warned that it was considering a total advertising ban on payday loan companies as one of the options when it takes over regulation of the sector next April.

Controls and increased regulation are all very well. However, if hard pressed families who are not well served by mainstream lenders are unable to raise loans from payday loan companies their only other resort will be loan sharks.

Monday, July 8, 2013

The Verdict on Greece

Last week I wrote that Greece had been given a three day deadline to reassure Europe and the International Monetary Fund that it could deliver on conditions attached to its international bailout in order to receive the next tranche of aid.

Unsurprisingly, post deadline, the EU and IMF have given Greece a less than ringing endorsement noting that the outlook for Greece's bailout programme remains uncertain.

Reuters quotes the Troika:
"While important progress continues to be made, policy implementation is behind in some areas.

The authorities have committed to take corrective actions to ensure deliver of the fiscal targets for 2013-14 and achieve primary balance this year.

The mission and the authorities agreed that the macroeconomic outlook remains broadly in line with programme projections, with prospects for a gradual return to growth in 2014. The outlook remains uncertain, however."
As I warned last week, those with money in Greek bank accounts would be advised to withdraw it now before the jackals pounce. 

Saturday, July 6, 2013

Chocolate mousse with raspberries ...

                                                                                   
                                                                                         CLICK TO SEE MORE



                                                                                           ph. me


There is no better day to share with you my new favorite recipe than Saturday. You are still drunk from last night, and you need something to wake you up. And the best solution is to prepare the most delicious chocolate mousse ever! ;)
This chocolate mousse with raspberries is recipe from lovely Lorraine Pascale and you can find it HERE in English. I couldn't explain better than her in a million years! Its pretty much simple just follow her steps and you will have it on your table in less than 30 minutes!
Bon Appétit! 

                                                                           ---------------------------------------------------

Nakon duže pauze, rubrika sa receptima ponovo kreće! :)
Iako sam imala jaku želju da sve korake u pripremi ispratim i fotografijom, u jednom trenutku je postalo neizvodljivo jer je oduzimalo previše vremena. Veliki broj fotografija, njihov odabir, pravljenje kolaža, učinilo je da ova rubrika padne u neki deseti plan. Ali zbog velike ljubavi prema kuvanju i želje da i taj segment podelim sa vama, kao i vaših brojnih pitanja o tome, učinilo je ponovo "živom". :) 
Čokoladni mus sa malinama je prvi na listi, kao recept koji sam sa mamom spremala svakog vikenda proteklih mesec dana. Izvor: Lorraine Pascale.
Za svega 15-20 minuta dobićete neverovatno ukusan slatkiš, za koji verujem da ćete ga često pripremati. 
Sastojci:
2dcl slatke pavlake
3 jaja
100gr. mlečne čokolade
100gr. čokolade za kuvanje
1 kašika kristal šećera
2 kašike šećera u prahu
maline 

Priprema:
U šerpu staviti slatku pavlaku i čokoladu da se rastopi na slabijoj temperaturi ( potrebno je oko 5 minuta).
Za to vreme, umutite belanca, kada dostigne srednju čvrstinu dodajte kašiku kristal šećera, mutiti dok belanca ne postanu sjajna, potom dodati kašiku šećera u prahu, mutiti, i neposredno pre kraja dodati i drugu kašiku šećera u prahu.
U rastopljenu smesu čokolade i slatke pavlake dodati jedno po jedno žumance, umutiti ručno (mutilicom, varjačom). 
Potom dodati umućena belanca, postepeno i laganim pokretima kako bi smesa ostala vazdušasta.
Sipati u činije, ostaviti da se ohladi. 
Neposredno pre služenja, na vrh dodati maline i šećer u prahu.

Prijatno! :)

p.s. pored malina, može se dodati i drugo voće po želji naravno, ako isprobate javite! :) 

Thursday, July 4, 2013

Careless Talk Costs Dollars

The Australian Dollar plunged to a three year low following a "light hearted slip of the tongue" by Glenn Stevens the Governor of Australia's Reserve Bank.

His crime?

In a "Ratner" moment Mr Stevens said in a speech on Wednesday that the bank’s board “deliberated for a very long time” before leaving the cash rate steady at its monthly meeting on Tuesday.

This comment caused the dollar to drop to US90.37 cent, and prompted some bank economists to change their forecasts and predict an interest rate cut in August.

In a damage limitation exercise the Reserve Bank insisted that the comment was “light-hearted”, this in turn lifted the dollar and prompted banks to withdraw their revised forecasts.

The bank’s deputy governor, Philip Lowe, was quoted by the Telegraph saying that the financial markets and the media had “misinterpreted” the comments, which were not supposed to be taken seriously.
"They were meant to be a light-hearted remark after what, he [Mr Stevens] reports to me, was a very light-hearted introduction.

I can confirm for you that the board did deliberate for a very long time. I can also confirm for you that it always deliberates for a very long time.”
Professionals such as Mr Steven should know that financial markets do not posses a sense of humour, especially in the current febrile atmosphere!

Tuesday, July 2, 2013

Greece's Day of The Jackal Looms

Reuters reports that Greece has been given three days to reassure Europe and the International Monetary Fund it can deliver on conditions attached to its international bailout in order to receive the next tranche of aid.

Europe and the IMF are unhappy with the progress that Greece has made towards reforming its public sector and improving its tax collection.

In the event that Greece misses the deadline or its promises fail to assuage its "bankers", then as sure as eggs are eggs the "solution" that was foisted upon Cyprus (ie a raid on bank accounts) will be foisted upon Greece.

Those with money in Greek bank accounts would be advised to withdraw it now, before the jackals pounce. 

Monday, July 1, 2013

Floral ...

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                                                                                           sandals: miss sixty,
                                                                                           pants: zara,
                                                                                           shirt: mango,
                                                                                           blazer: sheinside,
                                                                                           bag: michael kors,
                                                                                           sunglasses: raen,
                                                                                           bracelet: morellato (here),
                                                                                           watch: morellato (here),
                                                                                           ph. Masa


If you are following me on my favorite network Instagram (@vanjaam), you could see several photos with these floral pants, and today I wanted to share the whole look.
Despite the colorful print, they are easy to match. I wear them with ballet flats, sandals and high heels too. With simple shirts or blazers and I'm ready in a snap! ;) And this white, gorgeous watch came as cherry on top!
Do you like it?



David Drumm Apologises



David Drumm, ex CEO of the now defunct Anglo Irish Bank, has apologised for the language used in a phone call released by the Irish Independent.

All sorted then!

Happy Canada Day

Mark Carney starts work today as Governor of the Bank of England, ironically it is also Canada Day!